A wide range of expertise to help overcome challenges

As professional risk consultants we practice a strategic and purposeful approach to the development and implementation of a client’s risk management and insurance program.

Consulting Services


Staying ahead of the curve! As a strategic partner to our clients The JDB Group plays an essential role in ensuring that the necessary steps and protocols are in place to handle the periodic hurdles that all companies and HR groups will face. Whether dealing with escalating drug and disability claims, gathering powerful negotiating tools through the use of audits and actuarial services, or simply dealing with demanding employee issues, our role is to provide the necessary assistance. This assistance can be in the form of consultation, or as frequently happens, it can be outsourced to the trained professionals at JDB.

Many recent and long-term studies have shown that the implementation of a comprehensive work site health promotion program has had a direct impact and shown significant decreases in health care costs and utilization. Workplace wellness programs have also shown to be effective in lowering absenteeism rates, increasing employee productivity and improving employee morale. These programs generally focus on educating employees (especially those classified as "high-risk") toward a healthier lifestyle.

We work with you to develop a workplace wellness program design to address your specific needs: Assess current wellness situation and identify wellness gaps, create a detailed plan with measurable goals and assist in the implementation.
Escalating disability and absence costs and the resulting cost containment strategies are a focus for all organizations. The simple reality is that no organization can afford to absorb the escalating costs of workplace disability claims. Leading-edge companies are recognizing that it is imperative to act now to cut and control costs through effective new approaches to disability management.

Working with a Disability Manager, we strive for early intervention to ensure that appropriate, timely attention is given to each individual case. Elements of this approach may include contacting employee within 2 days of notification, home / phone visits, working with medical practitioners to develop modified / early return to work programs.
Our management, human resource, and training services are designed to improve productivity, efficiency, communication and employee morale while reducing employment related risks. We provide a wide variety of human resource services including HR outsourcing, performance management and policy development.
An integral component to the JDB Group’s consulting process is assisting our clients in negotiating benefits for their bargaining and non-bargaining units. Properly designed benefit plans that recognize the near-term and long-term costs of benefit delivery are essential to the cost containment process. We offer our clients an in-depth understanding of emerging trends in benefit plans and emerging cost drivers.
Un audit RH aidera à améliorer la conformité et à développer une infrastructure supplémentaire pour soutenir et développer le potentiel du capital humain de l'entreprise. L'audit couvrira normalement un large éventail de pratiques de gestion des RH, y compris le recrutement et l'embauche, l'administration des avantages sociaux, la rémunération, les politiques de licenciement, la santé et la sécurité, etc.
La souscription et le financement du régime sont deux éléments essentiels d'un régime d'avantages sociaux. Nos experts vous guideront à travers les complexités de la souscription et du financement actuels des régimes d'avantages sociaux pour s'assurer qu'ils répondent à vos besoins. Des problèmes de trésorerie immédiats à la gestion des risques à long terme, nous travaillons avec vous pour que vos programmes correspondent à vos buts et objectifs.

La gestion et la ratification des risques ne sont pas toujours clairement définies dans les régimes d'avantages sociaux des employés. Quelle part du risque lié aux avantages sociaux des employés votre entreprise accepte-t-elle actuellement? Qu'est-ce qui convient à votre groupe? Avec plus de 30 ans d’expérience dans la souscription et le financement de régimes d’avantages sociaux, nos experts concevront des programmes qui répondent à vos besoins actuels et futurs.
La complexité toujours croissante du financement et de la souscription des avantages sociaux des employés nécessite souvent un examen actuariel et une approbation. Nos services actuariels apporteront à votre groupe la sécurité et la certitude de savoir que votre régime a été conçu et révisé par des experts dans le domaine des avantages sociaux.
Un programme d'aide aux employés (PAE) est un service de consultation et d’encadrement professionnel parrainé par l'employeur, qui fournit des services à leurs employés et aux membres de leur famille pour les aider à résoudre ou à faire face à des problèmes personnels de manière confidentielle et volontaire. En améliorant la santé et le bien-être des employés, les performances au travail s’améliorent généralement. La mise en œuvre d'un PAE peut entraîner des économies pour les employeurs.

Un programme d'aide aux employés fournit généralement des services dans les domaines de la prévention des crises (par exemple : des services de conseil), des services ambulatoires (par exemple : évaluation, diagnostic, information, éducation et traitement continu), et des services d'hospitalisation (par exemple : soins hospitaliers, soins à domicile) et groupes d'aide.

What our clients say

We have been using the services of the SBM team for over 12 years. They assisted in re-designing our benefits strategy, managed all contract negotiations and implemented the new program. In working with them it was evident that the team at SBM have a keen understanding of the need to balance competitive employee benefits and pension programs with cost effectiveness. We look forward to a continued relationship and partnership with them.

Gisèle Hébert – Executive Director

We are a not-for-profit, and so managing the balance between a compelling benefits package that will help attract and retain great talent and the control of the associated costs is key to our continued good work. For the past 3 years we have relied on the team at JDB to provide guidance as our plans change, and to lead the negotiations with the insurance carriers to ensure we arrive at a fair arrangement. They are a key contributor to our success!”

John Gerrard, CEO