Customized Benefit and Pension Plans.

The Canadian Aboriginal Association Plan (CAAP) is a flexible, inclusive employee benefit program designed specifically for First Nation organizations across Canada, regardless of size. With no requirement to purchase shares or pay annual membership or administrative fees, CAAP allows employers to tailor benefit plans to meet their unique needs and budgets.

The many advantages of participating in CAAP

Member-Based

CAAP programs are crafted to provide only the benefits required by each member. The collective size of the membership offers design flexibility and scale advantages unavailable to individual organizations.

Third-Party Administration

Adminplex, our sister company, functions as an extension of your Human Resources department, managing the full administration of group benefits. This third-party expertise is invaluable for organizations lacking internal resources or specialized knowledge.

Service Commitment

We are dedicated to delivering efficient and responsive service, typically addressing inquiries within the same day and no later than two business days. We act on behalf of clients, liaising directly with employees to ensure clear understanding of their benefits.

Advocacy

CAAP actively represents member interests at the federal level. Our advocacy efforts in Ottawa have been pivotal in safeguarding the integration of health benefits for Status and Inuit members, protecting their “right to benefit” under the Non-Insured Health Benefits program.

Why consider CAAP for your Benefits Program?

Rising healthcare costs have increased the financial burden on individuals and organizations alike. With ongoing reductions in coverage by the First Nation and Inuit Health Branch (FNIHB) Non-Insured Health Benefits (NIHB) program and limitations in provincial healthcare, responsibility is shifting toward both Indigenous and non-Indigenous individuals. CAAP offers a stable, cost-effective solution in this evolving landscape.

How does CAAP differ from other Pension plans?

  • CAAP offers meaningful pension plans accessible to organizations of all sizes.
  • Operates as an association structure, pooling numerous employers to leverage scale and negotiating power.
  • Through this collective, CAAP secures lower operational fees, keeping costs minimal.
  • There are no setup fees, annual administration charges, or employee certificate fees.

For more information contact:

Band Member
Batchewana First Nation

Mark Morassutti
Senior Benefits and Retirement Consultant
T: 416-629-5757
mmorassutti@jdbgroup.ca