Who needs Out of Country Coverage/Travel Assistance? Everyone who leaves their home province should have Out of Country Coverage/Travel Assistance. The cost of medical care outside Canada is significantly higher than in Canada. One night’s hospitalization in the United States can cost $5,000. Should you be uninsured and require emergency medical treatment out of the country you and your family could face financial catastrophe. If your provincial plan will pay for your emergency medical treatment, the amount is very limited as it is based on what that same service costs in your home province. In addition there are many things that Government Health Insurance Plans do not cover including ambulance services, private or semi-private hospital rooms, returning you home, transporting a family member to be with you, or the return of your vehicle. Even when travelling within Canada it is wise to have Travel Insurance. Although each province has a Government Health Insurance Plan the costs of medical services vary from province to province and you will be considered a non-resident traveller even though you are Canadian. Don’t take chances! Out of Country Coverage/Travel Assistance is financial protection against unexpected emergency medical expenses that may arise from illness or injury during your trip.

There are many Out of Country Coverage/Travel Assistance Plans to choose from with a wide range of options to meet your individual needs.

  • 24/7 assistance worldwide
  • Consular travel warnings
  • Travel documentation replacement
  • Vaccinations
  • Translation services
  • Legal information services
  • Hospital accommodation
  • Ambulance services
  • Emergency medical care
  • Emergency dental care
  • Prescription drugs
  • Paramedical services
  • Accommodation costs for your family member or travel companion
  • Transportation costs to bring a loved one to you if you are hospitalized for a specified number of days
  • Transportation costs if your return is delayed due to accident or illness
  • Medical evacuation
  • Repatriation costs for your children if you are hospitalized
  • Trip interruption
  • Vehicle return
  • Assistance in the event of death
  • Medical follow up in Canada