Medical and Dental Plans are your best protection against the rising costs of health care expenses not covered by your Government Health Insurance Plan. Approximately 23.5 million Canadians have some form of supplementary health care which can cover anything your provincial health insurance doesn’t, depending on the plan that you have contracted for. Medical and Dental Plans are becoming increasingly important considering that provincial health plans are delisting many services in order to cut costs. In addition to the increased medical coverage and protection against some of the uninsured costs that can be incurred with medical care, the premiums for your individual health plan are eligible medical expenses under the Canadian Federal Income Tax Act.

Who can benefit from a Medical and Dental Plan? Everyone – you, your family, anyone not covered by an employer, anyone not satisfied with their current health care coverage, the self-employed, and the retired.

Medical and Dental Plans offer a wide range of services that can provide you and your family the type coverage that meets your individual needs and may include:

  • Hospital Accommodation Benefits
  • Prescription Drug Plans
  • Ambulance Services
  • In Home Nursing
  • Medical Supplies
  • Accidental Death and Dismemberment
  • Vision Care
  • Hearing Aids
  • Mobility Aids
  • Prostheses
  • Paramedical services – Acupuncturist, Chiropodist, Chiropractor, Massage Therapist, Naturopath, Osteopath, Physiotherapist, Podiatrist, Psychologist, Speech Therapist
  • Best Doctors
  • Emergency Travel Medical
  • Dental Care – from basic dental to major dental services such as orthodontics, endodontics, crowns, bridges, and dentures